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Turner Novak

Turner Novak, Commercial Credit Analyst at Mercantile Bank of Michigan

Turner Novak is a Commercial Credit Analyst at Mercantile Bank of Michigan with 4 years of professional experience. He graduated from Grand Valley State University in 2014 with a BBA in Accounting and Finance.

Turner Novak's Background

Turner Novak's Experience

Commercial Credit Analyst at Mercantile Bank of Michigan

May 2014 - Present | Grand Rapids, MI

Risk Management Intern at Perrigo

January 2013 - Present | Allegan, MI

• Researched and allocated $120M in capital investments and $500M in inventory across operations in 7 countries to renew Perrigo’s insurance policies • Manage in/outbound Certificates of Insurance and coverage inquiries for suppliers, lessors, and vendors for company with over $3B in annual sales • Review contracts and communicate with suppliers and vendors to ensure language is consistent with Perrigo’s insurance program • Developed over 125 pages of work instructions and training material for 12 different processes • Supported renewal of Perrigo’s Product Liability Insurance by: - Researching Active Pharmaceutical Ingredients and Drug Classifications of over 1,000 products, both included and excluded from coverage - Compiling annual sales of individual products and business units - Gathering internal and external reports to be included in the renewal submission

Financial Reporting Intern at Perrigo

September 2013 - January 2014 | Allegan, MI

• Researched technical accounting disclosures in 10-K and 10-Q SEC filings using Morningstar platform • Reconciled domestic and international accounts in SAP with balances over $100,000 • Assisted with XBRL reporting in SEC filings • Documented best practices for 6 different processes • Trained incoming Financial Reporting Intern throughout my transition to a new team within Perrigo

Business Planning & Finance Intern at Amway

May 2012 - August 2012 | Ada, MI

My main project was to design a business case template for the Capital Budgeting process to be used when presenting projects in global markets, exceeding $1 million in cost, to the CFO. Inspired from this project, I also developed a dashboard in OBIEE using information from GDW to display market sales at an individual retail shop level. As a small separate project, I supported the Amway North American affiliate by researching and gathering data on previous capital investments. Another small project I was involved with was to assist the Treasury department to consolidate signatory information for over 1,300 bank accounts to automate treasury process and increase global cash visibility.

Tax Intern at A.G. Tidswell CPA P.C.

February 2012 - April 2012 | Muskegon, MI

I prepared individual income tax returns for over 200 clients and researched Federal, State, and Local tax laws. At the end of tax season, I filed tax extensions for business entities to extend their filing period.

Tracing Intern at Universal Traffic Service, Inc

August 2011 - January 2012 | Grand Rapids, MI

My daily activities were to track the movement of up to 150 LTL, TL, and Volume shipments. This involved coordinating with carriers to reschedule missed pickups, locate lost freight, and record arrival and departure times of our clients’ freight.

Human Resource Intern at Staffing Inc

May 2011 - August 2011 | Grand Rapids, MI

As an intern, I Individually represented Staffing Inc. at the Michigan Works! job fair in front of over 600 job seekers. My daily work involved screening up to 50 individuals per day to ensure they meet hiring criteria. I Performed employment verification, reference checks, and drug tests on potential candidates.

Turner Novak's Education

Grand Valley State University

2009 – 2014

Bachelor of Business Administration

Concentration: Accounting and Finance

Activities: Intramural hockey, intramural soccer, Seidman Investment Portfolio Organization, Deans Undergraduate Student Advisory Board


Turner Novak's Interests & Activities

Playing and watching hockey, fantasy football, investing, discovering new music, and spending time with family

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